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In a country as dynamic as Australia, life is fast-paced and full of activity. Whether it’s thriving in busy cities, enjoying the great outdoors, or engaging in community events, Australians are always on the move. This vibrant lifestyle, however, comes with its own set of challenges and disputes. Perhaps it’s one of the reasons Australia is ranked the second-most litigious nation in the world! Given this backdrop, Personal Legal Expense Insurance (LEI) certainly becomes a game-changer.

Personal LEI provides for legal costs and expenses across a range of insured events, and gives individuals and families easy access to essential legal services. This valuable addition to your clients’ portfolio ensures they are well-equipped to navigate and resolve unexpected legal challenges smoothly, and get back to the life they want to live.

So, how does Personal LEI help your clients live life to the fullest? Read on to find out why, when discussing home, motor, or other personal lines products, you should also be talking about LEI.

 
Coverage That Lets Your Clients Live Freely

The purpose of Personal Legal Expense insurance is to enable individuals and families to live their lives without the worry of unexpected legal expenses. Typical coverage areas include:

Employment disputes: Protecting your clients’ legal rights when it comes to issues like unpaid superannuations.
Neighbour conflicts: Such as disputes concerning the erection, removal or replacement of a dividing fence.
Personal injury claims: A slip at the local shops that leaves your client hurt or impacted by an injury.
Inheritance disputes: Like when a sibling takes control of their late parents’ assets.
Financial investigations: Such as tax audits and other investigations.

By offering both financial and legal support, ARAG’s LEI ensures that your clients can confidently pursue their interests and resolve disputes without the fear of financial burden. With this protection, your clients can focus on what truly matters to them, knowing they have the support they need.

 
Real Life Protection for your Clients

Imagine this: your client is enjoying a day at the dog park when another dog attacks their beloved pet, leaving it with severe injuries and a hefty vet bill. Now, on top of worrying about their pet’s recovery, they face a significant financial burden. This is where ARAG’s Personal LEI may be of assistance.

With LEI, your client can access a lawyer to negotiate the recovery of compensation for the vet bills, and any injury they may have also sustained in the attack.

This highlights how LEI provides invaluable support and assurance, letting clients focus on enjoying their lives, whether it’s taking their dog out on long walks, getting involved in community events, or simply embracing new opportunities.

 
Beyond the Basics: The Additional Benefits of Personal LEI

ARAG’s Personal LEI goes beyond simply covering legal costs - it provides additional benefits that make it an indispensable part of any insurance portfolio. One such benefit is a legal information hotline, where your clients can access immediate advice and guidance from legal professionals.
The Document Centre is another valuable feature, allowing clients to easily manage their legal documents and stay prepared for any situation. This includes templates for will creation, power of attorney, loan agreements, letters of demand (e.g. property damage), apology letter samples, and character reference samples.

This extensive support means your clients can navigate modern-day life with confidence, knowing they have a reliable safety net. They can enjoy life, take that much-needed holiday, and focus on what truly matters, without the worry of unexpected legal issues.

 

Don’t let your clients face legal challenges alone.
Email us today via to find out how Personal LEI can offer them the support they need.

 

ARAG Services Australia Pty Ltd (ABN 14 627 823 198) (ARAG) has been granted delegated authority by the Insurer to enter into, vary or cancel Policies and handle Claims on their behalf. In providing these services, ARAG acts on behalf of the Insurer and not as Your agent. ARAG is authorised to provide financial services in accordance with its Australian Financial Services Licence (AFS Licence number 513547). Any advice provided by ARAG in relation to this product is general in nature and does not take into account Your individual circumstances.
The Insurer is detailed in your policy documents.

All enquiries should be addressed to ARAG.

Any advice contained on this website is general advice only and has been prepared without considering your individual objectives, financial situation or needs. Before purchasing or renewing a product we recommend that you consider if it is suitable for your circumstances and read the policy terms and conditions.