All policy holders of ARAG Australia have access to a variety of helpful legal document templates and examples drafted by third party lawyers (not by ARAG, we are not a law firm and do not provide legal advice).
The document centre contains a broad range of contract templates and guides ranging from employment contracts, to rental agreements, and wills.
An Eligible Document for the document review service for business policyholders includes a document in any of the ‘Employment’, ‘Business Operations’ and ‘Company Structure’ categories in the Document Centre (also listed below) and that is otherwise an eligible document in accordance with the policy terms and conditions.
The documents in the Document Centre are provided by ARAG Services Australia Pty Ltd (‘ARAG’) to policyholders at no extra cost. They may take the form of an example or template, which needs to be reviewed and completed to meet your specific circumstances.
All legal documents have been drafted by third party lawyers, not by ARAG. ARAG, the Insurer and any entity or person involved in the drafting of any of the documents in the Document Centre, disclaim any liability for damages howsoever arising out of or in connection with the use, reference to or completion of any of these documents by you.
To the extent permitted by law, neither ARAG nor the Insurer makes any representation or warranties in respect of the accuracy, quality, standard or legal effect of any of its documents in the Document Centre or any documents’ suitability for your use. The documents in the Document Centre do not and are not intended to constitute legal, financial, taxation or any form of business or professional advice. No lawyer-client, advisory or fiduciary relationship is formed between you and ARAG, the Insurer or any persons involved in the preparation of these documents by virtue of the provision of any of the documents in the Document Centre to you.
You should obtain legal or other professional advice in respect of using any of the documents in the Document Centre before using such documents. The use or completion of these documents is solely at your risk. Neither ARAG nor the Insurer are responsible to you or anyone else for any loss suffered in connection with the use of any of the documents in the Document Centre. ARAG and the Insurer exclude, to the maximum extent permitted by law and the Australian Consumer Law, any liability which may arise as a result of the use of any of the documents in the Document Centre including any consequential, incidental, indirect or special loss.
You may only use the documents in the Document Centre in accordance with the Document Centre Licence Terms and by opening and using any of these documents you accept such Document Centre Licence Terms which can be found at www.arag.com.au/document-centre-licence-terms/. ARAG grants to you a limited, non-exclusive, non-transferable, revocable and royalty-free right to use, adapt and reproduce these documents solely for your personal use or the use of your business and you shall not use the documents in the Document Centre for any other purpose. Unless you have permission in writing from ARAG, you may not reproduce any of these documents or any part of these documents for sale or incorporation in any product or service intended for sale or supply to third parties.
You acknowledge and agree that all intellectual property rights of any type in any of the documents in the Document Centre are owned by ARAG and are not transferred to you.
ARAG Services Australia Pty Ltd (ABN 14 627 823 198) (ARAG) has been granted delegated authority by the Insurer to enter into, vary or cancel Policies and handle Claims on their behalf. In providing these services, ARAG acts on behalf of the Insurer and not as Your agent. ARAG is authorised to provide financial services in accordance with its Australian Financial Services Licence (AFS Licence number 513547). Any advice provided by ARAG in relation to this product is general in nature and does not take into account Your individual circumstances.
The Insurer is detailed in your policy documents.
All enquiries should be addressed to ARAG.
Any advice contained on this website is general advice only and has been prepared without considering your individual objectives, financial situation or needs. Before purchasing or renewing a product we recommend that you consider if it is suitable for your circumstances and read the policy terms and conditions.